Maryland Health Insurance Risk Pool

Maryland MHIP Website

Plans

1. EPO Network: $0 deductible, low co-payments, no annual out-of-pocket maximum
2. PPO Plan with $200 deductible, 20% coinsurance, $1000 annual out-of-pocket maximum
3. PPO Plan with $500 deductible, 20% coinsurance, $2000 annual out-of-pocket maximum
4. PPO Plan with $1,000 deductible, 20% coinsurance, $2500 annual out-of-pocket maximum
5. PPO Plan with $2,500 deductible, no coinsurance, after deductible is met most covered medical expenses are covered 100%.

Eligibility

Must be an uninsured Maryland resident and meet one of the following requirements:

• Covered on group health insurance plan for 18 months of continuous coverage with a gap of no more than 63 days since termination and exhausted COBRA coverage if available
• Covered on a high-risk pool health plan in another state and moved to Maryland
• Offered, individual health insurance with exclusions for specific medical conditions or a higher premium than for MHIP on a similar plan
• Denied health insurance due to medical conditions within the past 60 days
• Receiving a federal Trade Readjustment Allowanc
• Have a medical condition on the MHIP guidelines

Contact

Maryland Physicians Care
509 Progress Drive, Suite 117
Linthicum, MD 2190-2256
866-780-7105