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Minnesota Health Insurance Risk Pool

Minnesota Comprehensive Health Association (MCHA)

Plans

  • PPO Plan with choices of $500, $1,000, $2,000, $5,000 and $10,000 deductible. After deductible is met, co-insurance is 20% in-network with $3,000 maximum out of pocket expense, except the $5,000 and $10,000 deductible plans in which the deductible is your out-of-pocket maximum.
  • High Deductible Plan that qualifies for Health Savings Accounts (HSA). Coverage is 100% after deductible.
  • Medicare Supplemental plan pays the 20% coinsurance after the Medicare deductibles are met.

Eligibility

  • Uninsured resident of Minnesota for 6 months or more immediately prior to MCHA application date
  • Denied health insurance by a Minnesota insurance company
  • Over 65 and not eligible for Medicare
  • Eligible for guaranteed issue coverage under HIPAA
  • Eligible for Trade Adjustment Assistance or Pension Benefit Guaranty Corporation
  • Treated for a 'presumptive' medical conditions in the MCHA eligibility guidelines

Contact

Minnesota Comprehensive Health Association
Customer Service, Mail Route CP555
401 Carlson Parkway
Minnetonka, MN 55305

866-894-8053
Website
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