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Texas Health Insurance Risk Pool

Texas Health Insurance Risk Pool (THIRP)

Plans

  • PPO plans with a choice of $1,000, $2,500 or $5,000 deductibles and 20% coinsurance. The maximum out-of-pocket annual expense is $4,000, $5,500, or $8,000 respectively.

THIRP Eligibility

  • Uninsured Texas resident under the age of 65 with three continuous years in the U.S. and
  • Declined for private health insurance due to pre-existing conditions, or
  • Certification from a licensed insurance agent that you will be declined for coverage due to a pre-existing medical condition, or
  • Offered coverage with riders that exclude pre-existing conditions, or
  • Diagnosed a medical conditions that qualifies automatic eligibility by THIRP

HIPAA Eligibility

  • Texas resident under the age of 65
  • Covered by group health insurance continuously for the last 18 months, and
  • Applied for THIRP within 63 days of termination of coverage, or
  • Eligible for Trade Adjustment Assistance

Contact

Texas Health Insurance Risk Pool
P. O. Box 6089
Abilene, TX 79608

(888) 398-3927
Website
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