Answer: Yes, individual health insurance can be obtained for your grandson alone. Your son does not need to apply for coverage at the same time. The best way to approach this would be for you to complete the application form in your grandson's name. As his guardian, your son will need to sign the application, however you can be noted as the payor if you would prefer. You can review possible quotes at the health insurance quote page of our website or contact us at (800)557-5693 so that we can help you find affordable coverage for your grandson.