Retail walk-in medical clinics in pharmacies are proving more difficult to establish than initially thought. The clinics are more complicated and expensive to operate. It seems, operators and investors were overly optimistic in their return on investment estimates. The clinics are experiencing an 18 to 24 month break-even rather than the initial projections of a six month break-even. Much of the added cost is in marketing to make the public aware the service exists in each market and to gain acceptance. While the pubilc likes the convenience of the walk-ins, it takes a lot of users to make it pay.

The state of Florida has passed health insurance legislation that will allow insurance carriers to offer bare-bones coverage for as little as $150 per month. Aimed at Florida's 3.8 million uninsured residents, the plans would be exempt from existing state-mandated coverage requirements. For instance the plans would not be required to offer coverage for long-term hospitalizations or treatment from specialists, but would cover preventive care and office visits.