How PPO Plans Work
When you enroll in a PPO (Preferred Provider Organization) plan, you'll have access to a network of "preferred providers," including family practice doctors, specialists, hospitals, other medical professionals. Most major health insurance companies have state-wide networks of preferred providers.
In-Network or Out-of-Network Coverage
PPO plans include two levels of coverage, In-Network or Out-of-Network. Your PPO plan will pay for a larger share (coinsurance) of the cost of your medical care when you stay within your PPO network. However, you may choose to see any provider you wish, if the provider is out-of-network, you'll pay a larger coinsurance.
Comparing PPO Plans
Is a PPO plan right for you? Most PPO plans are available with several deductibles - typically ranging from $500 to $5,000 per year. We provide side-by-side PPO health insurance comparisons So you can usually find one that fits your budget. Get instant health insurance quotes now to view the rates and benefits of PPOs and other plans from top insurance companies.
